What Is Your Savings Strategy

So you are smart, educated, have the highest degree for your career. You are on top of the world, and you can buy what you want, drive what you want, and go to the finest restaurants. You have already bought that dream home and you work hard, and do your job well. You do not…

Does Your Credit History Need A Boost

If your answer to this title is yes, you are not alone. Many individuals get busy with life and forget to check their credit rating at least once every few months, six months or yearly. Often they do not realize that even a few mistakes of forgetting to make a payment within a thirty-day period;…

Advice on How to Save Money

This article with advice on how to save money is not for those individuals who have always had the availability of funds to accumulate savings. Nor is it for those who are fortunate enough to spend as they choose, or those who are a “savings pro.”  Even so, sometimes all of us forget how to save money, and…

Living Paycheck to Paycheck?

Are you living paycheck to paycheck?  I hope not, but the economy has caused more and more people to be in this very stressful situation. Recently I saw some headlines that indicated that at least one-half of Americans are living paycheck to paycheck. Last year alone; CNN reported that 76% of Americans were living from payday…

Money Mindset -Do You Have it?

The most important factor for making money has nothing to do with techniques or expertise. Your money mindset has a bigger influence on your finances than just about anything else does in the world. This is why someone with no business experience and with less than $10 in his or her pocket can build a…

Personal Finance -Debt Management

Most personal finance and debt management issues start to unfold when you have too much credit, versus income. With that said, our debt management process should be intact prior to getting overloaded with personal debts. Debt has a way of creeping up on us if we let it. It’s important to keep debt at a…

Women in Poverty

The statistics are that many women are either facing poverty, or they are already there .  It seems with the state of our economic crisis in the United States, past and current;  that most women are already managing multi-roles. Some women are working more than one job, managing their family which may exist with a husband and may not and…

Creating Financial Freedom

Anyone who has worked within the financial industry has an inside view of how people view their financial status, and plan for the future. Simply, some do, and some do not.  However, it is possible to have your personal finance intact and have financial freedom. It does not matter how much your salary is, or how…

Eight Common Q & A from First-Time Home Buyers

The questions that a first-time home-buyer should ask and understand before starting the process are actually one of the most important parts of getting a mortgage loan. No question is too dumb and all questions are good question if you do not know the answers. Here are eight common questions with answers: 1. Am I…

What You Need To Know About Investment Portfolios

  Your investment portfolio is a collection of different investments for which you have bet in order to earn income. The goal is not to lose the principal amount. Therefore, you only have one portfolio but it will include all of your investments. However, an investment portfolio is also something a bank or broker might…

Tips For Saving Money And Eliminating Waste

Many women do not have to worry about needing tips for saving money and eliminating waste, and they have someone to share expenses with. That is a good thing, but some do not have that privilege, and need to watch their pennies. We thought giving you some ideas to help you get started and make…

How To Create Your Own Wealth

Creating your own wealth is something that eludes countless millions of people. The reason is they are missing the main elements that make it possible. Many are spending most of their time chasing that ever-elusive get-rich-quick scheme so they can bypass the real way of creating wealth. To create wealth you first have to earn…